This program identifies 100 common errors made by debt collectors during the onboarding, validation, and reporting phases. It covers technical failures such as Date of First Delinquency (DOFD) drift, missing chain-of-title, and illegal re-aging of debt. You will examine specific compliance gaps in communication, statute of limitations enforcement, and the relationship between furnishers and credit reporting agencies. The curriculum is designed for those looking to audit collection records and understand the legal standards required for reasonable investigation and accurate data reporting.